January 2026

No resolutions you won’t keep. No elaborate schemes. Just solid, easy-to-implement advice and money-saving solutions that will kickstart your 2026 financial plan. 

That’s what you’ll find below.  

If you’re looking for ways to set your year up for success, make sure you explore our balance transfer options, advice on building money-saving habits, important financial dates to mark on your calendar, the opportunity to win a $10,000 college scholarship, and much more. 

Happy New Year! 

Protect your business' finances

With the right preparation, unexpected changes do not have to disrupt financial stability. 

Tips to improve your financial wellness at any age

No matter your stage of life, being financially confident begins with understanding where you are today.

Tell a friend. Get $50. Repeat.

Refer a friend to SECU and you’ll both receive $50 when they join. Refer more friends and earn up to $500 every month — just for spreading the word.

* $350 offer valid from 11/1/24 – 3/31/26 for new SECU members and 8/15/25 – 3/31/26 for existing SECU members without checking. Must meet the following criteria: 1) Open a SECU checking account during the promo period. New members need to join SECU. 2) Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll Direct Deposits post to your checking account. Members or former members that had a checking account in the last 24 months are not eligible for this offer. 

Offer is only available to Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV). Residents of other states not listed are not eligible. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security and must be in your checking account. Person to person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. All criteria must be met within 90 days of opening checking. SECU will credit one cash bonus of $350 to the primary owner of the new SECU checking account within 60 days of meeting the requirements. Membership and accounts must be in good standing to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Advertised bonus cannot be combined with any other offer. Membership eligibility required. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. SECU’s determination of offer eligibility is final. Federally insured by NCUA. 

*** 0% Promotional APR on Balance Transfers with a 3% balance transfer fee. The promotional rate for balance transfers is for Visa® Signature, Rewards Visa®, UMD Affinity Visa®, Cash Back Visa® and FirstRate Visa® cardholders only. Promotional 0% APR is for balance transfers completed 1/1/2026 through 4/30/26. Total value of transfers cannot exceed your credit limit. SECU sends either full or partial payment to your creditors in the order you list them. Allow at least two weeks from submitting the balance transfer request for processing. Continue paying each creditor until the transfer appears as a credit. Promotional rate of 0% APR is only available for balances transferred from non-SECU accounts. 

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