*APY=Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice. You only need $500 to open a Savings Certificate, with the exception of the Jumbo CD. A penalty may be charged for early withdrawal. Other terms may be available, call 800-879-7328 for details. The minimum deposit for Jumbo CDs is $100,000.
12 Month Gold and 12 Month Platinum CDs are only available to members that have a SECU Total™ Checking & Rewards account that qualified for the Gold or Platinum rewards level in the last 3 months and must be opened in a branch, Virtual Financial Center, or via mail. Click here for more details.
Rates for CDs terms that are less than 12 months do not apply to IRA accounts and are only for CD savings accounts.
†$350 offer valid from 11/1/24 – 12/31/25 for new SECU members and 8/15/25 – 12/31/25 for existing SECU members without checking. Must meet the following criteria: 1) Open a SECU checking account during the promo period. New members need to join SECU. 2) Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll Direct Deposits post to your checking account. Members or former members that had a checking account in the last 24 months are not eligible for this offer.
Offer is only available to Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV). Residents of other states not listed are not eligible. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security and must be in your checking account. Person to person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. All criteria must be met within 90 days of opening checking. SECU will credit one cash bonus of $350 to the primary owner of the new SECU checking account within 60 days of meeting the requirements. Membership and accounts must be in good standing to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Advertised bonus cannot be combined with any other offer. Membership eligibility required. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. SECU’s determination of offer eligibility is final. Federally insured by NCUA.
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